Loan Programs

Financing built
around the deal.

A full lineup of investor financing — engineered around the property, the business plan, and the exit. Fast approvals, flexible structures, and capital that keeps up with your pipeline.

Fix & Flip

High-leverage purchase & rehab financing.

Built for real estate investors who want to acquire, renovate, and resell properties while minimizing upfront cash requirements.

  • High-leverage purchase financing
  • Rehab financing on eligible costs
  • Custom pricing — request a quote
  • No-money-down options for qualifying deals
  • Same-day approval options
  • No application fee
  • 9-month term + optional 3-month extension
  • Financing in ~5 to 10 business days

DSCR Rental Loans

New DSCR Rental Loan Program.

Long-term financing for buy-and-hold investors who qualify primarily through the property's rental income rather than traditional personal-income documentation.

  • Purchase or cash-out options
  • No tax returns / no income verification
  • No lease required on select programs
  • Short-term & mid-term rentals allowed
  • Multifamily, mixed-use & commercial eligible
  • Second lien DSCR programs available
  • Credit scores starting at 650

No-Appraisal HELOC

Fast access to property equity.

A fast, flexible financing option that allows investors to access property equity without completing a traditional appraisal.

  • No traditional appraisal
  • Funding in 5 days or less
  • Eligible 1–4 unit investment properties
  • Revolving credit line structure
  • Draw funds as needed
  • Cash out without replacing your first mortgage
  • Not a traditional installment loan
  • Acquisitions, renovations, deposits & working capital

New Construction

High-leverage ground-up construction financing.

Designed for investors and builders financing vertical construction on build-ready residential lots.

  • High-leverage loan-to-cost financing
  • Financing for build-ready lots
  • SFR, townhomes, condos & 2–4 unit properties
  • Multiple properties per loan (same jurisdiction)
  • First-time builders considered on select programs
  • Credit scores from ~650 on qualifying programs
  • No seasoning of funds on select programs
  • Reduced liquidity requirements may be available
  • Streamlined construction-draw process

Land Acquisition, Development & Construction

AD&C financing from land through vertical.

Flexible financing for projects involving land acquisition, horizontal development, and vertical construction.

  • Terms up to 24 months
  • Raw land, infill lots & subdivision projects
  • Horizontal and vertical development
  • One relationship from land through construction
  • For experienced developers & builders

Spec Builder Credit Line

Reusable construction credit facility.

A reusable construction-financing facility for builders who want ongoing access to capital without applying for a completely new loan for every project.

  • One approval — up to 5 years of access
  • Revolving capital across multiple projects
  • Finance eligible land and vertical costs
  • 1–4 unit and multifamily spec projects
  • Business-purpose financing
  • Keeps a pipeline of projects moving
  • Additional horizontal-development capital available

30-Year Build-to-Rent

Single-close construction + permanent financing.

Single-close construction and permanent financing for investors building residential properties to hold as long-term rentals.

  • Single-close construction + permanent
  • 30-year fixed-rate structure
  • Designed for 1–4 unit rental properties
  • Transition seamlessly to permanent rental financing
  • No separate permanent-loan closing
  • Ideal for BTR investors & portfolio expansion

Multifamily & Mixed-Use

Capital for larger and value-add assets.

Flexible capital for larger acquisitions, value-add opportunities, multifamily properties, and eligible mixed-use projects.

  • Acquisition and rehabilitation financing
  • Multifamily and mixed-use properties
  • For experienced investors and sponsors
  • Repositioning and value-add business plans
  • Flexible structures by property and scope

Don't see your scenario?

We structure custom private-lending solutions for serious investors.

Submit Your Deal

All loan amounts, rates, leverage levels, timelines, and program features are subject to property eligibility, borrower qualifications, underwriting approval, market conditions, and lender guidelines. Certain features are available only through select programs and are not guaranteed.